Dehun India Fixed Deposit (FD)
Invest in Fixed Deposit and grow your money
The best investments are those that provide sufficient returns while ensuring safety. Our Fixed Deposit Scheme lets you invest your money with the certainty of a fixed interest rate and a choice of terms. Anyone looking for a low-risk investment with a predefined investment goal, our fixed rate deposit will guarantee a higher return on your money when compared to your traditional savings or transaction account.
Features – Dehun Fixed Deposit Scheme
- Tenure ranging from 12 Month to 5 Years
- Assured interest rates, independent of market.
- Minimum Locking Period is 12 Month as per Nidhi Rules.
- FD can be pre-matured in multiple of Rs1 with sweep-in facility
- Get Overdraft facility upto 90% of your Principal Fixed Deposit amount
- Re-investment FD option to get quarterly compounding interest
- Get regular income with monthly/quarterly payout options
- Option to get FD auto-renewed, so you need not worry for tracking the maturity date
Resident Fixed Deposit Interest Rate (% pa)**
On deposit upto 5 Lacks (Minimum deposit 5000/-)
Rates Applicable from 1st April 2022
| Period | Regular | Regular | Senior Citizen** | Senior Citizen** |
| Interest Rate | Annualised Yield* | Interest Rate | Annualised Yield* | |
| 12 Month & 18 Month | 9.00% | 9.00% | 9.50% | 9.50% |
| 18 Month & 30 Month | 10.00% | 10.00% | 10.50% | 10.50% |
| 30 Month & 42 Month | 10.25% | 10.25% | 10.75% | 10.75% |
| 42 Months & 54 Months | 10.50% | 10.50% | 11.00% | 11.00% |
| 54 Months – 60 Months | 10.75% | 10.75% | 10.50% | 10.50% |
Resident Fixed Deposit Interest Rate (% pa)**
On deposit 5 Lakhs above but less than 15Lakhs
Rates Applicable from 1st April 2022
| Period | Regular | Regular | Senior Citizen** | Senior Citizen** |
| Interest Rate | Annualised Yield* | Interest Rate | Annualised Yield* | |
| 12 Month & 18 Month | 9.50% | 9.50% | 10.00% | 10.00% |
| 18 Month & 30 Month | 10.50% | 10.50% | 10.50% | 10.50% |
| 30 Month & 42 Month | 10.75% | 10.75% | 11.00% | 11.00% |
| 42 Months & 54 Months | 11.00% | 11.00% | 11.50% | 11.50% |
| 60 Months | 11.25% | 11.25% | 12.00% | 12.00% |
Note:
For reference purpose interest rate slabs considered are 3 months=91 days; 6
months=181days;9months=272days
b. Minimum tenure for a FD is 365 days and maximum is 5years
c. The minimum amount for creating an FD is INR.5,000/-
d. Actual number of days will be calculated at the time of booking
e.For less than 2 year deposit, please mention tenure in Month
f. Reinvestment is available for minimum tenure of 12 months 1 day(actual number
of days in the month)
g. For rates more than INR.15Lacks, Kindly visit Branch
Terms & Conditions
- It is mandatory to become a member in Dehun India Nidhi Limited to open a FD Account.
- It is Mandatory to complete the KYC Norms.
- Open an account with your choice of period from 365 days to 5 Years.
- Interest will be calculated on quarterly compound basis.
- Interest amount is subject to TDS deductions as per existing income tax rules.
- Facilities: Loan facility is available against deposits. Nomination facility is available for deposits.
- The Member Account Holder shall surrender the F.D. Receipt/Bond/Advice and duly signed application to the company and the maturity shall be paid along with interest as per the above-mentioned Chart. No additional interest would be paid on the maturity amount, if taken after the scheduled period.
- Interest rates are subject to change at the sole discretion of the Dehun India Nidhi Limited.
- Dehun India Nidhi Limited reserves the right to alter or add to these rules at any time without any notice.